MFIs that issue credit on a card from the age of 18

Matched 16 offers
Sort by daily rate
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Rate per day

0.01%

Term

to 80 days

First Loan

до 20000 грн

Real annual interest rate

65,90% ‒ 2 296,36%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 0.01 %
на строк до 90 днів
advantages
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Рішення за 5 хвилин
  • Промокоди та акції
Legal info
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Rate per day

1%

Term

to 169 days

First Loan

150 000 грн

Real annual interest rate

1733,86% — 9276,6%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 150 000грн
ставка в день от 1 %
advantages
  • Оперативність
    Рішення щодо кредиту займає не більше 10 хвилин.
  • Мінімум документів
    Для отримання коштів потрібен паспорт або закордонний паспорт та код.
  • Надійність
    Всі ваші особисті дані захищені спеціалізованими програмами.
Legal info
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Rate per day

0.01%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 40 000грн
ставка в день до 0,95 %
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 1 099 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Друге місце у Finawards 2023 (Краща МФО онлайн)
Legal info
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Rate per day

3,99%

Term

to 30 days

First Loan

до 35 000 грн

Real annual interest rate

3,84% — 114 432,08%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 35 000грн
ставка в день від 1.5 %
advantages
  • Миттєвий переказ кредитних коштів на картку
  • Ставка 0,01% на день для нових клієнтів
  • Часті акції та подарунки для клієнтів
  • Перше місце у Finawards 2023 (Провідні технології та інновації, категорія: МФО)
  • Перше місце у Finawards 2022 (Найкращий СЕО мікрофінансової організації)
Legal info
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Rate per day

0.01%

Term

to 337 days

First Loan

до 17000 грн

Real annual interest rate

1341% — 2741%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 0.1 %
advantages
  • Миттєвий переказ кредитних коштів на картку
  • Ставка 0,01% на день для нових клієнтів
  • Друге місце у FinAwards 2021 («Найкращий CPA оффер»)
Legal info
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Rate per day

0.01%

Term

to 140 days

First Loan

до 20000 грн

Real annual interest rate

6 470% — 19 428 038%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 50 000грн
ставка в день до 1 %
advantages
  • Велика офлайн мережа
  • Ставка 0,01% на день для нових клієнтів
  • Перше місце у Finawards 2023 (Найкраща МФО офлайн)
  • Дострокове погашення без додаткових комісій
Legal info
Залиш номер — отримуй першим ексклюзивні промокоди та акції!
phone+380
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Rate per day

0.01%

Term

to 337 days

First Loan

до 25000 грн

Real annual interest rate

1 341% — 2 741%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 1.4 %
Legal info
null

Rate per day

0.01%

Term

to 165 days

First Loan

до 25000 грн

Real annual interest rate

3.71% — 16 870.86%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 4 975 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • #1 у рейтингу «Українська народна премія», номінація «Сервіс кредитів онлайн» за 2021
  • Ідентифікація через Дія
  • Можливість отримати до 27 000 грн при першому кредиті
Повторный кредит до 25 000грн
ставка в день до 0.1 %
Legal info
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 25 000 грн

Real annual interest rate

1 244,55% — 3 422,24%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.6 рейтинг, 9 380 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Можливість отримати до 25 000 грн при першому кредиті
  • Друге місце у Finawards 2023 (Краща МФО офлайн)
  • Перше місце у Finawards 2023 (Найкращий продукт МФО)
Повторный кредит до 25 000грн
ставка в день від 1 %
Legal info
null

Rate per day

0.01%

Term

to 337 days

First Loan

до 17000 грн

Real annual interest rate

1374% — 2820%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 0.01 %
advantages
  • Миттєвий переказ кредитних коштів на вашу картку
  • Ставка 0,01% в день для нових клієнтів
  • Термін кредиту до 300 днів
  • Ідентифікація через Дія
Legal info
null

Rate per day

1%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Высокий рейтинг МФО на Google Maps (4.6 рейтинг, 1 418 отзывов)
  • Ставка 0,01% в день для новых клиентов
  • Мгновенный перевод кредитных средств на вашу карту
  • Срок кредита от 3 до 30 дней
Repayment loan up to 40,000 UAH
ставка в день від 1 %
Legal info
null

Rate per day

0.01%

Term

to 30 days

First Loan

до 20000 грн

Real annual interest rate

4719,79% ‒ 4863,93%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 30 000грн
from 0,01%
null

Rate per day

0.9%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

4 177,52% — 6 025,29%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Часті акції та подарунки для клієнтів
  • Ідентифікація через Дія
  • Repayment loan up to 40,000 UAH
    ставка в день до 0.1 %
    Legal info
    null

    Rate per day

    1,98%

    Term

    to 30 days

    First Loan

    до 5000 грн

    Real annual interest rate

    3,7% — 1 418 017%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    advantages
    • Промокоды и акции для клиентов
    • Отсутствие штрафов
    • Гарантия безопасности и сохранности данных
    • Без скан-копий документов и номеров контактных лиц
    Повторный кредит до 10 000грн
    ставка в день от 3.7 %
    Legal info
    null

    Rate per day

    0.50%

    Term

    to 365 days

    First Loan

    до 20 000 грн

    Real annual interest rate

    2572,743369,39%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    advantages
    • Ставка 0,01% в день для новых клиентов
    • Миттєвий переказ кредитних коштів на вашу картку
    • Термін кредиту до 120 днів
    • Компанія одобрює 96% кредитів
    Repayment loan up to 40,000 UAH
    ставка в день від 0.9 %
    Legal info
    null

    Rate per day

    0.01%

    Term

    to 30 days

    First Loan

    до 3000 грн

    Real annual interest rate

    3,71% — 2 686,49%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    Повторный кредит до 15 000грн
    ставка в день до 1 %
    advantages
    • Мгновенный перевод кредитных средств на вашу карту
    • Ставка 1% в день для новых клиентов
    • Срок кредита до 30 дней
    Legal info

    MFIs that issue a card loan from the age of 18

    Getting a loan on a card has many advantages. First of all, it's convenient, because all operations can be performed online. This saves you time and allows you to get the funds you need quickly. In addition, card loans are often issued without an income statement, which is a great advantage for young people who do not yet have a permanent job. Financial organizations that offer a card loan from the age of 18 usually have fairly flexible terms. The main characteristics of student loans include quick approval, as the verification and approval process takes a minimum of time. To get such a loan, you usually only need a passport and an identification code, which indicates the minimum of documents required. There is also flexibility in payments: loan repayment terms can be adapted to the individual needs of the borrower. When choosing an organization to get a card loan, you need to evaluate the terms of the loan, including the interest rate, loan term, and additional fees. It is important to research the reputation of the organization, review customer reviews, and find out the transparency of the company. You should also evaluate the quality of customer support and compare offers from different organizations.

    Loan from 18 years old in Ukraine: how to get a loan without income statement from banks and MFIs

    First of all, you will need a passport of a citizen of Ukraine. This is the main document that confirms your identity and age. The Identification Code is also important. It is required for all financial transactions in the country. Although you don't have to provide an income statement, a bank or MFI may request additional information to assess your creditworthiness. This may include information about your place of study or employment, if any. Your bank statements from the last few months may also be helpful.

    You can apply for a loan in a few steps:

    • Choosing a financial institution. Find banks or MFIs that offer a loan to young people without a certificate of income.
    • Online application. Most financial institutions allow you to apply online. You need to fill out a form on the institution's website, providing personal data and information about your passport and identification code.
    • Data verification. After submitting the application, the bank or MFI will verify the information you provided. At this time, additional documents or clarifications may be requested.
    • Receiving a decision. If your application is approved, you will usually have the loan funds sent directly to your bank card.
    • Repayment of the loan. Do not forget about the importance of timely repayment of the loan. Paying on time will not only help you avoid penalties, but will also have a positive impact on your credit score.