MFIs that issue credit on a card from the age of 18

Matched 18 offers
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Rate per day

0.01%

Term

to 80 days

First Loan

до 20000 грн

Real annual interest rate

65,90% ‒ 2 296,36%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 0.01 %
на строк до 90 днів
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 40 000грн
ставка в день до 0,95 %
null

Rate per day

0.01%

Term

to 360 days

First Loan

до 25000 грн

Real annual interest rate

1205,23% — 5510,78%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 0.1 %
null

Rate per day

1%

Term

to 169 days

First Loan

150 000 грн

Real annual interest rate

1733,86% — 9276,6%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 150 000грн
ставка в день от 1 %
null

Rate per day

0.01%

Term

to 140 days

First Loan

до 20000 грн

Real annual interest rate

6 470% — 19 428 038%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 50 000грн
ставка в день до 1 %
Залиш номер — отримуй першим ексклюзивні промокоди та акції!
phone+380
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Rate per day

0.01%

Term

to 165 days

First Loan

до 25000 грн

Real annual interest rate

3.71% — 16 870.86%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день до 0.1 %
null

Rate per day

3,99%

Term

to 30 days

First Loan

до 35 000 грн

Real annual interest rate

3,84% — 114 432,08%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 35 000грн
ставка в день від 1.5 %
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 25 000 грн

Real annual interest rate

1 244,55% — 3 422,24%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 1 %
null

Rate per day

0.5%

Term

to 80 days

First Loan

до 20000 грн

Real annual interest rate

0,5% — 1 139%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день до 1 %
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 25000 грн

Real annual interest rate

2940,90% — 11356,30%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 0.01 %
null

Rate per day

1%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 1 %
null

Rate per day

0.01% - 1%

Term

to 360 days

First Loan

до 8000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 14 000грн
ставка в день від 1 %
null

Rate per day

0.01%

Term

to 30 days

First Loan

до 20000 грн

Real annual interest rate

4719,79% ‒ 4863,93%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 30 000грн
from 0,01%
null

Rate per day

0.9%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

4 177,52% — 6 025,29%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день до 0.1 %
null

Rate per day

1,98%

Term

to 30 days

First Loan

до 5000 грн

Real annual interest rate

3,7% — 1 418 017%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 10 000грн
ставка в день от 3.7 %
null

Rate per day

0.50%

Term

to 365 days

First Loan

до 20 000 грн

Real annual interest rate

2572,743369,39%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 0.9 %
null

Rate per day

0.01%

Term

to 360 days

First Loan

до 25000 грн

Real annual interest rate

3 007,89% — 13 467,15%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 1.4 %
null

Rate per day

0.01%

Term

to 30 days

First Loan

до 3000 грн

Real annual interest rate

3,71% — 2 686,49%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 15 000грн
ставка в день до 1 %

MFIs that issue a card loan from the age of 18

Getting a loan on a card has many advantages. First of all, it's convenient, because all operations can be performed online. This saves you time and allows you to get the funds you need quickly. In addition, card loans are often issued without an income statement, which is a great advantage for young people who do not yet have a permanent job. Financial organizations that offer a card loan from the age of 18 usually have fairly flexible terms. The main characteristics of student loans include quick approval, as the verification and approval process takes a minimum of time. To get such a loan, you usually only need a passport and an identification code, which indicates the minimum of documents required. There is also flexibility in payments: loan repayment terms can be adapted to the individual needs of the borrower. When choosing an organization to get a card loan, you need to evaluate the terms of the loan, including the interest rate, loan term, and additional fees. It is important to research the reputation of the organization, review customer reviews, and find out the transparency of the company. You should also evaluate the quality of customer support and compare offers from different organizations.

Loan from 18 years old in Ukraine: how to get a loan without income statement from banks and MFIs

First of all, you will need a passport of a citizen of Ukraine. This is the main document that confirms your identity and age. The Identification Code is also important. It is required for all financial transactions in the country. Although you don't have to provide an income statement, a bank or MFI may request additional information to assess your creditworthiness. This may include information about your place of study or employment, if any. Your bank statements from the last few months may also be helpful.

You can apply for a loan in a few steps:

  • Choosing a financial institution. Find banks or MFIs that offer a loan to young people without a certificate of income.
  • Online application. Most financial institutions allow you to apply online. You need to fill out a form on the institution's website, providing personal data and information about your passport and identification code.
  • Data verification. After submitting the application, the bank or MFI will verify the information you provided. At this time, additional documents or clarifications may be requested.
  • Receiving a decision. If your application is approved, you will usually have the loan funds sent directly to your bank card.
  • Repayment of the loan. Do not forget about the importance of timely repayment of the loan. Paying on time will not only help you avoid penalties, but will also have a positive impact on your credit score.