Rate per day
0.01%
Term
to 337 days
First Loan
до 17000 грн
Real annual interest rate
1341% — 2741%
Характеристики
- BankID
- Перекредитування
- На карту
- 95% схвалення (95–97%)
MFIs that issue credit without a guarantor and collateral on the card
Updated: 04.06.2026
Matched 16 offers
Sort by daily rate
Rate per day
0.01%
Term
to 337 days
First Loan
до 17000 грн
Real annual interest rate
1374% — 2820%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
від 0.01% на день (за умовами акції знижка 99,9%)
Term
to 365 days
First Loan
до 30 000 грн
Real annual interest rate
1259,21% — 3549,15%
Характеристики
- BankID
- Перекредитування
- На карту
- 91% схвалення (90–97%)
Rate per day
0.01%
Term
to 365 days
First Loan
до 25 000 грн
Real annual interest rate
1 244,55% — 3 422,24%
Характеристики
- BankID
- Перекредитування
- Готівкою
- На карту
- 95% схвалення (95–97%)
Rate per day
0.01%
Term
to 337 days
First Loan
до 25000 грн
Real annual interest rate
1 341% — 2 741%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Залиш номер — отримуй першим ексклюзивні промокоди та акції!
+380
Rate per day
0.01%
Term
to 140 days
First Loan
до 20000 грн
Real annual interest rate
6 470% — 19 428 038%
Характеристики
- BankID
- Перекредитування
- На карту
- 96% схвалення (95–97%)
Rate per day
0.01%
Term
to 365 days
First Loan
до 30 000 грн
Real annual interest rate
1 132,58% — 3 845,25%
Характеристики
- BankID
- Перекредитування
- На карту
- 91% схвалення (90–97%)
Rate per day
1%
Term
to 365 days
First Loan
до 20000 грн
Real annual interest rate
1 244,55% — 3 546,38%
Характеристики
- BankID
- Перекредитування
- На карту
- 97% схвалення (95–97%)
Rate per day
0,01%
Term
to 169 days
First Loan
150 000 грн
Real annual interest rate
1733,86% — 9726,31%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 80 days
First Loan
до 20 000 грн
Real annual interest rate
49,98% ‒ 2 296,36%
Характеристики
- BankID
- Перекредитування
- Готівкою
- На карту
- 90% схвалення (90–95%)
Rate per day
0,01%
Term
to 1500 days
First Loan
27 000 грн
Real annual interest rate
1597,37% — 2221,34%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 430 days
First Loan
Instantly
Характеристики
- BankID
- Перекредитування
- На карту
- 91% схвалення (90–97%)
Rate per day
0.01%
Term
to 365 days
First Loan
до 25 000 грн
Real annual interest rate
1 244,55% — 3 422,24%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0,01%
Term
to 60 days
First Loan
15 000 грн
Real annual interest rate
3,71% — 196 086,56%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 120 days
First Loan
до 20000 грн
Real annual interest rate
2572,74% — 3369,39%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 165 days
First Loan
до 25000 грн
Real annual interest rate
3.71% — 16 870.86%
Характеристики
- BankID
- Перекредитування
- На карту
- 97% схвалення (95–97%)
Loan without a guarantor to a card: how to apply for a loan without collateral and certificates
There are times when there is an urgent need for funds. Often it can be a need for a small amount of money until the next paycheck or sudden financial expenses that require an immediate solution. In such situations, a microloan that is provided without the need for a guarantor and can be issued directly to a bank card helps out. The advantages of getting a loan without a guarantor to a card are its speed, simplicity, and affordability, making this option attractive to consumers looking for quick access to finance. The main advantage is instant processing, where the application and decision process takes place online and can take as little as 15-20 minutes. After a positive decision, the funds are almost immediately credited to the client's card, allowing them to quickly access the money they need.
The simplicity of the process lies in the minimal requirements for applying for a loan, such as a passport and identification code, with no need for guarantors, collateral, or income statements. The entire process can be completed online, which provides convenience and time savings for the borrower. The availability of a loan without a guarantor on a card is ensured by round-the-clock access to processing, allowing you to apply at any time, as well as the absence of the need to visit physical branches. This is especially convenient for people with busy schedules or those who live far from bank branches, providing easy access to financial resources without any extra effort.
How to apply for a loan without collateral and card references:
- Choosing an organization. First of all, you need to choose a reliable company that provides online microloans. Pay attention to customer reviews, loan terms, and possible hidden fees.
- Filling out the application. Go to the website of the selected company and fill out an online application. You will need to provide your personal data, mobile phone number, passport details, and identification code.
- Waiting for the decision. After submitting the application, you have to wait for the decision. As a rule, it comes very quickly - from several minutes to several hours.
- Receiving the money. If the decision is positive, the money will be sent to your card. You can use it immediately upon receipt.
When choosing a microloan, it is important to remember to be responsible about debts and carefully study the terms of the loan. This approach will help you avoid misunderstandings and unnecessary expenses in the future.