MFIs that issue loans without formal employment

Matched 16 offers
Sort by daily rate
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Rate per day

0.01%

Term

to 80 days

First Loan

до 20000 грн

Real annual interest rate

65,90% ‒ 2 296,36%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 0.01 %
на строк до 90 днів
advantages
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Рішення за 5 хвилин
  • Промокоди та акції
Legal info
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Rate per day

1%

Term

to 169 days

First Loan

150 000 грн

Real annual interest rate

1733,86% — 9276,6%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 150 000грн
ставка в день от 1 %
advantages
  • Оперативність
    Рішення щодо кредиту займає не більше 10 хвилин.
  • Мінімум документів
    Для отримання коштів потрібен паспорт або закордонний паспорт та код.
  • Надійність
    Всі ваші особисті дані захищені спеціалізованими програмами.
Legal info
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Rate per day

0.01%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 40 000грн
ставка в день до 0,95 %
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 1 099 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Друге місце у Finawards 2023 (Краща МФО онлайн)
Legal info
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Rate per day

3,99%

Term

to 30 days

First Loan

до 35 000 грн

Real annual interest rate

3,84% — 114 432,08%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 35 000грн
ставка в день від 1.5 %
advantages
  • Миттєвий переказ кредитних коштів на картку
  • Ставка 0,01% на день для нових клієнтів
  • Часті акції та подарунки для клієнтів
  • Перше місце у Finawards 2023 (Провідні технології та інновації, категорія: МФО)
  • Перше місце у Finawards 2022 (Найкращий СЕО мікрофінансової організації)
Legal info
null

Rate per day

0.01%

Term

to 337 days

First Loan

до 17000 грн

Real annual interest rate

1341% — 2741%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 0.1 %
advantages
  • Миттєвий переказ кредитних коштів на картку
  • Ставка 0,01% на день для нових клієнтів
  • Друге місце у FinAwards 2021 («Найкращий CPA оффер»)
Legal info
null

Rate per day

0.01%

Term

to 140 days

First Loan

до 20000 грн

Real annual interest rate

6 470% — 19 428 038%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 50 000грн
ставка в день до 1 %
advantages
  • Велика офлайн мережа
  • Ставка 0,01% на день для нових клієнтів
  • Перше місце у Finawards 2023 (Найкраща МФО офлайн)
  • Дострокове погашення без додаткових комісій
Legal info
Залиш номер — отримуй першим ексклюзивні промокоди та акції!
phone+380
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Rate per day

0.01%

Term

to 337 days

First Loan

до 25000 грн

Real annual interest rate

1 341% — 2 741%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 1.4 %
Legal info
null

Rate per day

0.01%

Term

to 165 days

First Loan

до 25000 грн

Real annual interest rate

3.71% — 16 870.86%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 4 975 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • #1 у рейтингу «Українська народна премія», номінація «Сервіс кредитів онлайн» за 2021
  • Ідентифікація через Дія
  • Можливість отримати до 27 000 грн при першому кредиті
Повторный кредит до 25 000грн
ставка в день до 0.1 %
Legal info
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 25 000 грн

Real annual interest rate

1 244,55% — 3 422,24%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.6 рейтинг, 9 380 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Можливість отримати до 25 000 грн при першому кредиті
  • Друге місце у Finawards 2023 (Краща МФО офлайн)
  • Перше місце у Finawards 2023 (Найкращий продукт МФО)
Повторный кредит до 25 000грн
ставка в день від 1 %
Legal info
null

Rate per day

0.01%

Term

to 337 days

First Loan

до 17000 грн

Real annual interest rate

1374% — 2820%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 0.01 %
advantages
  • Миттєвий переказ кредитних коштів на вашу картку
  • Ставка 0,01% в день для нових клієнтів
  • Термін кредиту до 300 днів
  • Ідентифікація через Дія
Legal info
null

Rate per day

1%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Высокий рейтинг МФО на Google Maps (4.6 рейтинг, 1 418 отзывов)
  • Ставка 0,01% в день для новых клиентов
  • Мгновенный перевод кредитных средств на вашу карту
  • Срок кредита от 3 до 30 дней
Repayment loan up to 40,000 UAH
ставка в день від 1 %
Legal info
null

Rate per day

0.01%

Term

to 30 days

First Loan

до 20000 грн

Real annual interest rate

4719,79% ‒ 4863,93%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 30 000грн
from 0,01%
null

Rate per day

0.9%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

4 177,52% — 6 025,29%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Часті акції та подарунки для клієнтів
  • Ідентифікація через Дія
  • Repayment loan up to 40,000 UAH
    ставка в день до 0.1 %
    Legal info
    null

    Rate per day

    1,98%

    Term

    to 30 days

    First Loan

    до 5000 грн

    Real annual interest rate

    3,7% — 1 418 017%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    advantages
    • Промокоды и акции для клиентов
    • Отсутствие штрафов
    • Гарантия безопасности и сохранности данных
    • Без скан-копий документов и номеров контактных лиц
    Повторный кредит до 10 000грн
    ставка в день от 3.7 %
    Legal info
    null

    Rate per day

    0.50%

    Term

    to 365 days

    First Loan

    до 20 000 грн

    Real annual interest rate

    2572,743369,39%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    advantages
    • Ставка 0,01% в день для новых клиентов
    • Миттєвий переказ кредитних коштів на вашу картку
    • Термін кредиту до 120 днів
    • Компанія одобрює 96% кредитів
    Repayment loan up to 40,000 UAH
    ставка в день від 0.9 %
    Legal info
    null

    Rate per day

    0.01%

    Term

    to 30 days

    First Loan

    до 3000 грн

    Real annual interest rate

    3,71% — 2 686,49%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    Повторный кредит до 15 000грн
    ставка в день до 1 %
    advantages
    • Мгновенный перевод кредитных средств на вашу карту
    • Ставка 1% в день для новых клиентов
    • Срок кредита до 30 дней
    Legal info

    MFIs that issue a loan without official employment

    There are several advantages to receiving financing on a card: the speed of crediting funds, which usually occurs within a few minutes after the application is approved; comfort, as there is no need to visit the office, as the entire process takes place online; the requirement of a minimum of documents for obtaining a loan and without an income statement; and the availability of this option even for people with poor credit history or without official employment. These organizations usually offer flexible requirements for the borrower, allowing you to get a loan even without an official job or with a bad credit history, and provide transparent lending terms, when all the conditions are clearly described on the website and do not include hidden fees, including limits and interest rates. Before signing an agreement with a financial institution, carefully review the terms of the loan, including the interest rate, maturity, and possible fees. Also, check out the reviews of other customers about this organization to understand how reliable and convenient it is. Use special online platforms to compare offers from different organizations to help you find the best deal.

    Loan without official employment: how to take a loan online to a card without refusal and urgently

    When applying for a loan without official employment, you usually need to provide the following documents: a citizen's passport for identification, an identification code used for tax purposes and audits, and a bank card whose number is needed to transfer funds. In some cases, additional documents may be required.

    How to get a loan without official employment:

    • Choosing a lender. Find online services that offer loans without the need to provide a certificate of income. It is worth reading reviews and loan terms and conditions on different platforms.
    • Filling out the application. Enter your personal information in the online application form. Provide only true information to avoid verification issues.
    • Proving your identity. You will often need to upload a photo of your documents and perform verification.
    • Waiting for the decision. After submitting the application, the system will process the information and make a decision quickly. In many cases, the answer comes within a few minutes.
    • Receiving funds. If your application is approved, the funds will be transferred to your bank card. This process can take from several minutes to several hours.