Rate per day
0.01%
Term
to 80 days
Consideration
Instantly
Real annual interest rate
65,90% ‒ 2 296,36%
Eng
Student loan
Matched 22 credits
Rate per day
0.01%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
3 371,97% — 19 525,37%
Rate per day
0.01%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
1 244,55% — 3 546,38%
Rate per day
0.01%
Term
to 360 days
Consideration
Instantly
Real annual interest rate
1205,23% — 5510,78%
Rate per day
0,01%
Term
to 169 days
Consideration
Instantly
Real annual interest rate
1733,86% — 9276,6%
Rate per day
0.01%
Term
to 140 days
Consideration
Instantly
Real annual interest rate
6 470% — 19 428 038%
Rate per day
0.01%
Term
to 165 days
Consideration
Instantly
Real annual interest rate
3.71% — 16 870.86%
Rate per day
0.01%
Term
to 30 days
Consideration
Instantly
Real annual interest rate
3,84% — 114 432,08%
Rate per day
0.01%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
1 244,55% — 3 422,24%
Rate per day
0.5%
Term
to 80 days
Consideration
Instantly
Real annual interest rate
0,5% — 1 139%
Rate per day
0.01%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
2940,90% — 11356,30%
Rate per day
0,01%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
1 244,55% — 3 546,38%
Rate per day
0.01% - 1%
Term
to 360 days
Consideration
Instantly
Real annual interest rate
1 244,55% — 3 546,38%
Rate per day
0.01%
Term
to 30 days
Consideration
Instantly
Real annual interest rate
4719,79% ‒ 4863,93%
Rate per day
0.9%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
4 177,52% — 6 025,29%
Rate per day
3.7%
Term
to 30 days
Consideration
Instantly
Real annual interest rate
3,7% — 1 418 017%
Rate per day
0,1%
Term
to 90 days
Consideration
Instantly
Real annual interest rate
14 950,57% — 25 750,4%
Rate per day
0.01%
Term
to 360 days
Consideration
Instantly
Real annual interest rate
3 007,89% — 13 467,15%
Rate per day
0.01%
Term
to 30 days
Consideration
Instantly
Real annual interest rate
3,71% — 2 686,49%
Rate per day
0.01%
Term
to 365 days
Consideration
Instantly
Real annual interest rate
0,01% — 99 947%
Rate per day
0.07%
Term
to 65 days
Consideration
Instantly
Rate per day
1%
Term
to 300 days
Consideration
Instantly
Real annual interest rate
4177,75% ‒ 6025,02%
Student loan
Student life is not only about studying, making new friends, and gaining interesting knowledge. It also means constant expenses for accommodation, food, stationery, transportation, and much more. Sometimes, scholarships and help from parents are not enough to cover all your needs. In such cases, students think about taking out a loan.
Student credit is a special offer from banks designed specifically for students. Student loan terms do have a number of advantages over conventional loans, particularly because of three key aspects:
- Student loans typically have a limit on the maximum amount that can be borrowed, often up to UAH 30,000. This limit helps to reduce financial risks for MFIs, as a smaller loan amount means lower monthly payments and less total interest to be paid.
- Student microloans are usually offered at a lower interest rate compared to conventional consumer loans. This makes the loan more affordable for students who may not have a large income or have a limited credit history. The lower rate also helps to reduce the overall cost of the loan for the borrower.
- Many MFIs offer special preferential terms for student loans, such as interest-free periods and the possibility of deferred payments for the duration of the study. This means that students can borrow money for study or living expenses without having to worry about interest or the need to start repayments immediately before graduation. These conditions make student loans much more attractive as they provide financial flexibility during their studies.
These features make student loans particularly beneficial for the student population, allowing them to better manage their finances and focus on their studies without the unnecessary stress of debt.
How to apply for a student loan online to a card in Ukraine
Student life can be expensive, and sometimes you need extra money to cover all your expenses. A student loan can be a lifeline in such situations. Getting a loan online requires the following steps:
- First, submit the application form through the website or through the mobile application, which is available for Android and iOS. Select the necessary loan parameters, including the amount and maturity.
- Enter your contact information, confirm your agreement with the Public Offer, the Lending Rules and the Consent to the processing of personal data.
- Next, enter the code to create a personal account, which you will receive immediately after agreeing to the terms and conditions. Fill out the registration form, including personal data and add the details of your bank card from any Ukrainian bank, which should be your property.
- Pass the card verification to complete the process. After the application is reviewed and approved, read and sign the loan agreement in your personal account on the website or in the app.
- The money will be transferred to your card after you receive confirmation of the loan agreement, and a copy of the agreement will be sent to your email.
When choosing and using a student loan, it is important to follow a few basic tips. First, you should take out a loan only for urgent needs, avoiding spending on entertainment. Secondly, you should carefully study the terms of the loan, including the interest rate, fees, and penalties for late payments. If possible, it is recommended to repay the microloan early to save on interest. Finally, it's worth remembering that student loans are a responsibility, so you should carefully weigh all the risks before taking one.