MFIs that issue credit for 3 months on a card

Matched 16 offers
Sort by daily rate
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Rate per day

0.01%

Term

to 80 days

First Loan

до 20000 грн

Real annual interest rate

65,90% ‒ 2 296,36%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 0.01 %
на строк до 90 днів
advantages
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Рішення за 5 хвилин
  • Промокоди та акції
Legal info
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Rate per day

1%

Term

to 169 days

First Loan

150 000 грн

Real annual interest rate

1733,86% — 9726,31%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 150 000грн
ставка в день от 1 %
advantages
  • Оперативність
    Рішення щодо кредиту займає не більше 10 хвилин.
  • Мінімум документів
    Для отримання коштів потрібен паспорт або закордонний паспорт та код.
  • Надійність
    Всі ваші особисті дані захищені спеціалізованими програмами.
Legal info
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Rate per day

0.01%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

3 371,97% — 19 525,37%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 7 341 відгук)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Миттєва реєстрація за допомогою фото
Повторный кредит до 40 000грн
ставка в день от 1 %
Legal info
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 40 000грн
ставка в день до 0,95 %
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 1 099 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Термін кредиту до 30 днів
  • Друге місце у Finawards 2023 (Краща МФО онлайн)
Legal info
null

Rate per day

3,99%

Term

to 30 days

First Loan

до 35 000 грн

Real annual interest rate

3,84% — 114 432,08%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Миттєвий переказ кредитних коштів на картку
  • Ставка 0,01% на день для нових клієнтів
  • Часті акції та подарунки для клієнтів
  • Перше місце у Finawards 2023 (Провідні технології та інновації, категорія: МФО)
  • Перше місце у Finawards 2022 (Найкращий СЕО мікрофінансової організації)
Повторный кредит до 35 000грн
ставка в день від 1.5 %
Legal info
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Rate per day

0.01%

Term

to 337 days

First Loan

до 17000 грн

Real annual interest rate

1341% — 2741%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Миттєвий переказ кредитних коштів на картку
  • Ставка 0,01% на день для нових клієнтів
  • Друге місце у FinAwards 2021 («Найкращий CPA оффер»)
Повторный кредит до 25 000грн
ставка в день від 0.1 %
Legal info
null

Rate per day

0.01%

Term

to 140 days

First Loan

до 20000 грн

Real annual interest rate

6 470% — 19 428 038%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Велика офлайн мережа
  • Ставка 0,01% на день для нових клієнтів
  • Перше місце у Finawards 2023 (Найкраща МФО офлайн)
  • Дострокове погашення без додаткових комісій
Повторный кредит до 50 000грн
ставка в день до 1 %
Legal info
Залиш номер — отримуй першим ексклюзивні промокоди та акції!
phone+380
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Rate per day

0.01%

Term

to 337 days

First Loan

до 25000 грн

Real annual interest rate

1 341% — 2 741%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 25 000грн
ставка в день від 1.4 %
Legal info
null

Rate per day

0.01%

Term

to 165 days

First Loan

до 25000 грн

Real annual interest rate

3.71% — 16 870.86%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.8 рейтинг, 4 975 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • #1 у рейтингу «Українська народна премія», номінація «Сервіс кредитів онлайн» за 2021
  • Ідентифікація через Дія
  • Можливість отримати до 27 000 грн при першому кредиті
Повторный кредит до 25 000грн
ставка в день до 0.1 %
Legal info
null

Rate per day

0.01%

Term

to 365 days

First Loan

до 25 000 грн

Real annual interest rate

1 244,55% — 3 422,24%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Високий рейтинг МФО на Google Maps (4.6 рейтинг, 9 380 відгуків)
  • Ставка 0,01% на день для нових клієнтів
  • Миттєвий переказ кредитних коштів на картку
  • Можливість отримати до 25 000 грн при першому кредиті
  • Друге місце у Finawards 2023 (Краща МФО офлайн)
  • Перше місце у Finawards 2023 (Найкращий продукт МФО)
Повторный кредит до 25 000грн
ставка в день від 1 %
Legal info
null

Rate per day

0.01%

Term

to 337 days

First Loan

до 17000 грн

Real annual interest rate

1374% — 2820%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
advantages
  • Миттєвий переказ кредитних коштів на вашу картку
  • Ставка 0,01% в день для нових клієнтів
  • Термін кредиту до 300 днів
  • Ідентифікація через Дія
Повторный кредит до 25 000грн
ставка в день від 0.01 %
Legal info
null

Rate per day

1%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

1 244,55% — 3 546,38%

Necessary documents
Passport
TaxNumber
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день від 1 %
advantages
  • Высокий рейтинг МФО на Google Maps (4.6 рейтинг, 1 418 отзывов)
  • Ставка 0,01% в день для новых клиентов
  • Мгновенный перевод кредитных средств на вашу карту
  • Срок кредита от 3 до 30 дней
Legal info
null

Rate per day

0.01%

Term

to 30 days

First Loan

до 20000 грн

Real annual interest rate

4719,79% ‒ 4863,93%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Повторный кредит до 30 000грн
from 0,01%
null

Rate per day

0.9%

Term

to 365 days

First Loan

до 20000 грн

Real annual interest rate

4 177,52% — 6 025,29%

Necessary documents
Passport
TaxNumber
Employment
Not necessary
Credit history
It is possible with a bad credit history
Receiving
Online to the card
Loan repayment method
On the website easypay.ua
By bank details
Online in the personal account of the MFO or through Internet banking
At self-service terminals
Repayment loan up to 40,000 UAH
ставка в день до 0.1 %
advantages
  • Часті акції та подарунки для клієнтів
  • Ідентифікація через Дія
  • Legal info
    null

    Rate per day

    1,98%

    Term

    to 30 days

    First Loan

    до 5000 грн

    Real annual interest rate

    3,7% — 1 418 017%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    advantages
    • Промокоды и акции для клиентов
    • Отсутствие штрафов
    • Гарантия безопасности и сохранности данных
    • Без скан-копий документов и номеров контактных лиц
    Повторный кредит до 10 000грн
    ставка в день от 3.7 %
    Legal info
    null

    Rate per day

    0.01%

    Term

    to 30 days

    First Loan

    до 3000 грн

    Real annual interest rate

    3,71% — 2 686,49%

    Necessary documents
    Passport
    TaxNumber
    Employment
    Not necessary
    Credit history
    It is possible with a bad credit history
    Receiving
    Online to the card
    Loan repayment method
    On the website easypay.ua
    By bank details
    Online in the personal account of the MFO or through Internet banking
    At self-service terminals
    Повторный кредит до 15 000грн
    ставка в день до 1 %
    advantages
    • Мгновенный перевод кредитных средств на вашу карту
    • Ставка 1% в день для новых клиентов
    • Срок кредита до 30 дней
    Legal info

    Credit for 3 months without interest on a card - how realistic is it

    More and more people are looking for quick and convenient ways to get money in case of financial difficulties or unexpected expenses. One of these options is credit cards. Interest-free loans for a short term, for example, for 3 months, are becoming especially interesting.

    dvantages of interest-free card loans:

    1. Savings are significantly increased as borrowers do not have to pay additional costs for using the loan, which significantly reduces the total cost of the loan, reducing it to the level of repayment of the borrowed amount only.
    2. The online microloan application process provides convenience that saves borrowers time and effort. It makes it possible to apply for a loan from the comfort of your own home and requires fewer documents, which simplifies and speeds up the process.
    3. The speed of crediting funds to the card after the application is approved, often within a few minutes, is an important advantage that provides convenience in unforeseen circumstances or in case of urgent need for funds.
    4. The ability to spend funds for any purpose without strict restrictions on their use and without having to report to the lender on specific purposes makes interest-free microloans particularly attractive to borrowers.

    At first glance, it may seem that such offers from banks or microfinance organizations are a marketing ploy. But in fact, it is quite possible to get a microloan to a card without interest for 3 months. The main thing is to read the terms and conditions carefully. Such offers are often valid for new customers or during promotional periods.

    How to apply for an online loan for three months to a card in Ukraine

    Getting a microloan without documents in Ukraine is possible thanks to the services of microfinance organizations (MFIs) that offer convenient online loans. The process of obtaining such a loan usually includes the following steps:

    • You need to choose an MFI. Ukraine has many MFIs with different loan terms and conditions. It is important to review the various offers on the market to choose the most favorable terms. Compare interest rates, the maximum loan amount, repayment terms, and additional fees.
    • After that, you need to register on the website of the chosen MFI, indicating personal data such as name, surname, date of birth, contact phone number, and bank card number to which the funds will be transferred.
    • Once you have registered, you will need to fill out an online loan application form, indicating the required amount and term of the loan. Some financial institutions may provide you with a loan calculator that will allow you to calculate the full cost of the loan, including interest.
    • If the application is approved, the funds will be transferred to your bank card. The transfer time may vary, but it usually takes only a few minutes.

    Before applying for a microloan, you should carefully review the terms of the agreement, compare offers from different microfinance organizations (MFIs) to choose the most favorable one. Don't borrow more than you can pay back, and always pay off your debt on time to avoid being charged