Rate per day
0.01%
Term
to 365 days
First Loan
до 30 000 грн
Real annual interest rate
1 132,58% — 3 845,25%
Характеристики
- BankID
- Перекредитування
- На карту
- 91% схвалення (90–97%)
MFIs that issue credit for 3 months on a card
Updated: 16.06.2026
Matched 18 offers
Sort by daily rate
Rate per day
0.01%
Term
to 180 days
First Loan
до 30 000 грн
Real annual interest rate
75046,41% ‒ 87376,26%
Характеристики
- BankID
- Перекредитування
- Готівкою
- На карту
- 90% схвалення (90–95%)
Rate per day
від 0.01% на день (за умовами акції знижка 99,9%)
Term
to 365 days
First Loan
до 30 000 грн
Real annual interest rate
1259,21% — 3549,15%
Характеристики
- BankID
- Перекредитування
- На карту
- 91% схвалення (90–97%)
Rate per day
1%
Term
to 365 days
First Loan
до 20000 грн
Real annual interest rate
1 244,55% — 3 546,38%
Характеристики
- BankID
- Перекредитування
- На карту
- 97% схвалення (95–97%)
Rate per day
0,01%
Term
to 1500 days
First Loan
27 000 грн
Real annual interest rate
1597,37% — 2221,34%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Залиш номер — отримуй першим ексклюзивні промокоди та акції!
+380
Rate per day
0.01%
Term
to 165 days
First Loan
до 25000 грн
Real annual interest rate
3.71% — 16 870.86%
Характеристики
- BankID
- Перекредитування
- На карту
- 97% схвалення (95–97%)
Rate per day
0,01%
Term
to 169 days
First Loan
150 000 грн
Real annual interest rate
1733,86% — 9726,31%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 337 days
First Loan
до 17000 грн
Real annual interest rate
1341% — 2741%
Характеристики
- BankID
- Перекредитування
- На карту
- 95% схвалення (95–97%)
Rate per day
0.01%
Term
to 430 days
First Loan
Instantly
Характеристики
- BankID
- Перекредитування
- На карту
- 91% схвалення (90–97%)
Rate per day
0,01%
Term
to 120 days
First Loan
20 000 грн
Real annual interest rate
55,55% — 3369.39%
Характеристики
- BankID
- Перекредитування
- На карту
- 95% схвалення (95–98%)
Rate per day
0.01%
Term
to 365 days
First Loan
до 25 000 грн
Real annual interest rate
1 244,55% — 3 422,24%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 80 days
First Loan
до 20 000 грн
Real annual interest rate
49,98% ‒ 2 296,36%
Характеристики
- BankID
- Перекредитування
- Готівкою
- На карту
- 90% схвалення (90–95%)
Rate per day
0,01%
Term
to 60 days
First Loan
15 000 грн
Real annual interest rate
3,71% — 196 086,56%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 140 days
First Loan
до 20000 грн
Real annual interest rate
6 470% — 19 428 038%
Характеристики
- BankID
- Перекредитування
- На карту
- 96% схвалення (95–97%)
Rate per day
0.01%
Term
to 365 days
First Loan
до 25 000 грн
Real annual interest rate
1 244,55% — 3 422,24%
Характеристики
- BankID
- Перекредитування
- Готівкою
- На карту
- 95% схвалення (95–97%)
Rate per day
0.01%
Term
to 337 days
First Loan
до 25000 грн
Real annual interest rate
1 341% — 2 741%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 337 days
First Loan
до 17000 грн
Real annual interest rate
1374% — 2820%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Rate per day
0.01%
Term
to 120 days
First Loan
до 20000 грн
Real annual interest rate
2572,74% — 3369,39%
Характеристики
- BankID
- Перекредитування
- На карту
- 90% схвалення (90–97%)
Credit for 3 months without interest on a card - how realistic is it
More and more people are looking for quick and convenient ways to get money in case of financial difficulties or unexpected expenses. One of these options is credit cards. Interest-free loans for a short term, for example, for 3 months, are becoming especially interesting.
dvantages of interest-free card loans:
- Savings are significantly increased as borrowers do not have to pay additional costs for using the loan, which significantly reduces the total cost of the loan, reducing it to the level of repayment of the borrowed amount only.
- The online microloan application process provides convenience that saves borrowers time and effort. It makes it possible to apply for a loan from the comfort of your own home and requires fewer documents, which simplifies and speeds up the process.
- The speed of crediting funds to the card after the application is approved, often within a few minutes, is an important advantage that provides convenience in unforeseen circumstances or in case of urgent need for funds.
- The ability to spend funds for any purpose without strict restrictions on their use and without having to report to the lender on specific purposes makes interest-free microloans particularly attractive to borrowers.
At first glance, it may seem that such offers from banks or microfinance organizations are a marketing ploy. But in fact, it is quite possible to get a microloan to a card without interest for 3 months. The main thing is to read the terms and conditions carefully. Such offers are often valid for new customers or during promotional periods.
How to apply for an online loan for three months to a card in Ukraine
Getting a microloan without documents in Ukraine is possible thanks to the services of microfinance organizations (MFIs) that offer convenient online loans. The process of obtaining such a loan usually includes the following steps:
- You need to choose an MFI. Ukraine has many MFIs with different loan terms and conditions. It is important to review the various offers on the market to choose the most favorable terms. Compare interest rates, the maximum loan amount, repayment terms, and additional fees.
- After that, you need to register on the website of the chosen MFI, indicating personal data such as name, surname, date of birth, contact phone number, and bank card number to which the funds will be transferred.
- Once you have registered, you will need to fill out an online loan application form, indicating the required amount and term of the loan. Some financial institutions may provide you with a loan calculator that will allow you to calculate the full cost of the loan, including interest.
- If the application is approved, the funds will be transferred to your bank card. The transfer time may vary, but it usually takes only a few minutes.
Before applying for a microloan, you should carefully review the terms of the agreement, compare offers from different microfinance organizations (MFIs) to choose the most favorable one. Don't borrow more than you can pay back, and always pay off your debt on time to avoid being charged