Quick loan through Diya to card

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to 360 days

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Fast loan through Diia to card

Diia is an application for mobile devices that stores key documents of Ukrainian citizens and allows them to use online services efficiently, easily and in accordance with modern standards. Among the app's features, an important one is the online verification option for obtaining loans via the Internet, which became available in 2020 and offers a convenient alternative to traditional verification using Bankid. Using Diia for verification during lending requires a smartphone with the Internet and the app installed, as well as registration in the service with an ID card or passport. Obtaining a loan online through the Diia platform is simple and fast, allowing you to finance a variety of needs - from home repairs and purchases to meeting current expenses and providing for pensioners. The verification process at Diia for online lending offers numerous benefits, including

  • Allows you to apply for a loan from anywhere and at any time, avoiding the need to spend time traveling and waiting in lines.
  • The platform provides a high level of information protection, complying with global security standards, which minimizes the risks of cyberattacks. According to the platform itself, it limits the amount of stored user information, which is sufficient for the provision of public services.
  • The autocomplete system helps to avoid mistakes when filling out microloan applications, making the process more convenient and efficient.
  • It contains all the necessary documents in electronic form, so there is no need to scan and bring paper versions of documents to the bank, simplifying the loan process.

How to apply for a loan online through Diia to card in Ukraine

This quick and convenient way to get financial assistance allows you to get money immediately without leaving your home. Steps to take to apply for a loan online through Diia to a card in Ukraine:

  1. Choose an MFI. Currently, several microfinance organizations (MFIs) offer online lending services through the state platform. Read the loan terms on their websites and choose the one that suits you.
  2. Go to the MFI's website. On the MFI's website, click the "Apply for a loan through Diia" button or similar.
  3. Confirm your identity. You will be asked to log in to Diia. After that, the MFI will have access to your data, which will greatly simplify the process of applying for a microloan.
  4. Fill out the application. Indicate the amount and term of the loan, as well as other necessary data.
  5. Get a decision. The MFI will review your application within a few minutes.
  6. Sign the loan agreement. An electronic agreement will be sent to you, which you can sign using an electronic digital signature (EDS).
  7. Receive the money. The funds will be credited to your bank card within a few minutes.

Getting an online loan requires care and caution. It is important to compare offers from different banks and financial institutions to find the most favorable terms. Before signing the agreement, you should carefully read the loan terms, paying attention to interest rates, repayment terms, and other important aspects.  You should not take out a microloan if you have doubts about the possibility of its timely repayment, as this may lead to negative financial consequences. In case of any questions or difficulties, it is recommended to seek advice from a credit consultant who will help you understand all the nuances and avoid potential problems.